Is State Bank of India adapting unfair trade practices?

I have already brought out an article quoting copy of the complaint sent to Reserve Bank of India to intervene in the matter of unfair banking practices by the commercial Banks in India on account of SMS alert charges. The title of the article posted on the blog on 07/10/2015 is:

Need for intervention of Reserve Bank of India to put a stop on the unfair business practices of the Commercial Banks on a/c of SMS Alert Fee amounting to estimated Rs. 5,000 crores in a year

I have been raising the matter through use of RTI Act also. Two series of RTI applications, CPO responses, First Appeal to First Appellate Authorities of SBI is brought out on my another blog. The link to the two articles is given below:

1. http://skvirmani-rtijago.blogspot.in/2015/10/is-state-bank-of-india-adapting-unfair.html

Is State Bank of India adapting unfair trade practices- RTI reveals more than 300 crores being earned unethically from consumers 

2. http://skvirmani-rtijago.blogspot.in/2015/10/part-2-is-state-bank-of-india-adapting.html

Part 2: Is State Bank of India adapting unfair trade practices- RTI reveals more than 300 crores being earned unethically from consumers